Question by happy2day-sMiLe4mE!: who is the best ‘pay day loan’?
I am needing just a few hundred dollars this month.
However, do they make you pay it back entirely ‘your next pay check’ you have to pay the entire amount back?
Or can you pay it back within a few pay periods?
Also, how has the lowest interst rate?
I really have no other choice, no other option.
cause i know this suxxxxx..
Best answer:
Answer by PooPooLaTrash
None of them are ideal as they all have breathtakingly high interest rates. You wind up paying back much much more than you borrowed, which can dig yourself in deeper.
That said, Advance America probably has the lowest APRs. Typically, you pay it back the next time you are paid which is really the best. The other places that allow you to pay back over time assess the high interest as well as a reprocessing fee every time you “extend” the loan and will do nothing to pay back the principle.
Give your answer to this question below!
{ 3 comments }
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